Florida General Lines Agent Practice Exam 2026 – Comprehensive All-in-One Guide to Certification Success!

The correct answer regarding the notice period for non-renewal after the first 90 days of a Dwelling Policy (DP) is 60 days. In Florida, insurance regulations require that after the initial 90 days of a policy, insurers must provide at least 60 days' notice to the policyholder if they decide not to renew the policy. This regulation is set to protect consumers by ensuring they have ample time to seek alternative coverage options before their current policy expires.

This notice period is particularly important as it allows policyholders to plan accordingly and avoid lapses in coverage. The requirement also reflects the commitment to transparency in the relationship between insurers and insured parties, ensuring that homeowners or renters are not caught off guard by an unexpected non-renewal.

The other options do not meet the legal requirements set forth by Florida insurance laws, as they either provide insufficient time for the policyholder to respond or are not aligned with established regulatory standards. Thus, the 60-day notice period is essential for maintaining an informed and proactive approach to insurance coverage.